Insuring
Resilience

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Precision Property Insurance that Motivates Risk Mitigation

At FutureProof, we offer precise, property-specific insurance solutions that reflect the risk resilience of each exposure. Our unique AI-based technology encourages proactive risk mitigation and can allow us to provide coverage where others may hesitate.

Our Managing General Agent (MGA) works in collaboration with carriers and reinsurers to offer granular pricing, risk selection, and real-time quoting and portfolio management, focusing primarily on Excess & Surplus lines.

FutureProof Insurance Agency is partnered with 20+ insurance carriers, including major national providers:

  • Liberty Mutual
  • American Modern
  • Progressive
  • Chubb
  • National General
  • Nationwide

Technology

FutureProof Florida county-level TIV map FutureProof California county-level TIV map

Our proprietary, AI-based technology prices cat-loss-relevant factors missing from cat models, which are typically priced via manual, subjective judgments.

Automating the pricing not only allows us to make pricing and underwriting decisions based on data science – it also allows us to provide:

  • Automated E&S lines quote generation, quote delivery, and portfolio management

  • Real-time portfolio management for our carrier and reinsurance partners

  • Instantly bindable pricing for agents

As Seen In

  • Reinsurance News
  • Forbes
  • Insurance Journal
  • Yahoo! Finance

Products

Our proprietary modeling allows us to write in areas affected by hurricane wind, wildfire, severe convective storm, and flood

  • Homeowners Insurance

    Customized policies that reflect a home's specific risk profile, offering comprehensive protection.

  • Commercial Property

    Solutions designed for businesses, accounting for structural resilience and location-specific risks.

  • Coming Soon: Condo and Renters Insurance

    Instantly bindable quotes for condo and renters policies that provide unique AI-enabled pricing and smart home discounts.

FutureProof adds value across the insurance ecosystem

  • Policyholders benefit from coverage at lower prices and incentives for risk mitigation

  • Brokers use our API for instant quotes and unique pricing to win new business in less time

  • Carriers and reinsurers benefit from our risk selection and real-time portfolio management

Recent Recognition

Contact

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